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Finance Guide

Home Loan Advice for First Home Buyers

Here’s our promise: We’ll be with you every step of the way

It’s natural to feel a little stressed about how you’re going to pay for your new home.

After all, moving from renting to home ownership is one of the most important financial decisions you’re ever likely to make.

The good news is, we’ve been through this process literally thousands of times, with first home owners just like you.

This experience means we can explain everything in a way that’s simple and straight-forward.

Check out our super simple process below and you’ll see what we mean…

Easystart finance. Easy as.

  • First bit: Find the finance that fits you best

    Everyone’s circumstances are different. That's why we offer different solutions to every one. Our friendly and experienced finance team will look carefully at your personal situation and consider all the different options available and recommend the solution(s) that fits you best.

  • Second bit: Check your eligibility for government grants

    There are a few helpful grants out there, like the First Home Owners Grant, Keystart, and others. We’re here to make sure you’re getting all the help you’re entitled to.

  • Third bit: Payments you can manage

    Getting into your own home feels like nothing else. And trust us, knowing you can easily afford the mortgage feels even better. We’ll work closely with you to make sure your repayments are well within your budget.

Keystart Homes Loans

Wondering how you’ll ever save enough for that 5% home deposit? Don’t stress, Keystart is designed to help get you into your first new home faster and easier. There’s no lender’s mortgage insurance and, the best part, you only have to save as little as 2%.
Sounds good right?

How does Keystart work?

Deposit Assistance

Saving for a deposit can be difficult with the cost of living always on the rise. We know of so many first homebuyers that could easily afford their own home, they were just struggling to save enough for a deposit.
Sound like you? Sounds like our Deposit Assistance is for you.

Deposit Assistance

No Savings Home Loans make it easy

No savings to put towards your new home? No worries. Like the name suggests, our No Savings Home Loans are specially designed to help get you into your new home  - even if you don’t have a chuck of cash in the bank right now.

No Savings? No problem

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What our clients say

  • What An Amazing Experience

    Building with Easystart Homes has been the smoothest and easiest process! The workmanship, care and attention to detail that our home received was second to none. It was very comforting, knowing that someone was taking time to actually care about how our home was being built.

    Roxanne & Adam, Golden Bay

  • Excited single mum

    I started my journey in June 2021 to build a home for me and my 3 children. Shawn and and Carrie helped me through this exciting, and very emotional journey, answered all questions and touched base with me through the whole process.

    Sara

  • Stress free & easy

    This was our first home, and build. The team has made it a pleasant and stress free experience. They have gone above what we have hoped for, from our consultant's product knowledge and insights, to driving me and my partner around Perth to look at land blocks on his day off. They have always kept us in the loop and answered any questions promptly to help us in making it an easy process.

    Scurry

Do I Qualify?

Here’s a quick and easy way to find out. Simply complete the form below and we’ll tell you how much you can borrow and which finance options are available to you.

Your fortnightly income:
Partner's fortnightly income (if you have one):
Savings you have:
Fortnightly repayments (credit card, Afterpay, car loan):