Apprentices, tradespeople, graduates and early-career workers now have a brand new pathway to home ownership, with Keystart launching the Skilled Start Home Loan today.

If you’re just getting started in your career — or you’ve been building skills over the last few years — this could make buying your first home feel a whole lot more achievable.

What is Skilled Start?

Skilled Start is a new Keystart home loan designed to support Western Australians early in their working life.

It comes with:

• Just a 2% deposit

• No lender’s mortgage insurance

• Lower mortgage repayments thanks to a discounted interest rate

• Free financial coaching, to help you feel confident and in control of your money

The only thing to note? For construction loans, the maximum package price is $750,000. It’s all about making the dream of an affordable first home a reality — without the overwhelm.

What’s changed?

The big win is a lower interest rate. Eligible skilled buyers can now access a rate of around 6.1%, instead of 7.1%.

On a $735,000 home loan, that’s a saving of roughly $485 every month. Yep — that’s real money back in your pocket for living, saving, or furnishing your new home.

Who’s it for?

You may qualify if, within the last five years, you’ve:

• Started or completed an apprenticeship (any industry)

• Worked as a skilled worker in construction or building

• Graduated with a Certificate III or higher (including Cert IV, Diploma, Bachelor or above)

If that sounds like you — you’re already one step closer than you might think.

What does this mean for you?

It means your first home could be:

• More affordable

• Less stressful

• Closer than you expected

At Easystart Homes, we’re all about helping WA first home buyers feel confident, supported, and excited about taking that first step. If you’re skilled, qualified, and ready to explore what’s possible — this new loan could be a game changer.

Thinking about building your first home?

At Easystart Homes, we know buying your first home is a big step — exciting, a little scary, and full of questions. That’s why we’re here to guide you through it, every step of the way.

If you’re an apprentice, tradie, graduate or early-career worker, the Skilled Start Home Loan could be the boost you’ve been waiting for.

Chat with our friendly team today and let’s see how close you are to unlocking the door to your very first home.

Disclaimer: Repayments have been calculated using Keystart Low Deposit Home Loan rate of 7.10% per annum (comparison rate 7.18% per annum) on a loan term of 30 years.  Repayments are based on principle and interest payments, with a 2% deposit, and are current as of the 9/12/2025.  Comparison rate is based on $150,000 over 25 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions.  Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance services are provided by Westgate Financial Services Pty Ltd, Australian Credit Licence No. 410232